Retirement Planning
Firm Financial Group
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Firm Financial Group is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
Licensed in: NJ, PA, SC, NC, GA, DE, MA, MD, CA, FL, TX, TN, NV
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
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Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
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Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Terence Preston
Founder & CEO
Retired U.S. Army Veteran | Wealth Strategist | Retirement & Legacy Planning Expert
Providing Financial Clarity, Stability, and Independence for Individuals, Families, and Business Owners
I understand that no two financial journeys are the same, which is why I create customized financial blueprints tailored to each client’s goals, challenges, and aspirations. Whether you are a first responder, military professional, business owner, athlete, entertainer, or a family planning for a loved one with special needs, I provide the right strategies and tools to help you build wealth, secure your future, and achieve long-term financial success.
A Trusted Partner, Licensed to Serve Nationwide
I am licensed in multiple states, allowing me to assist clients across the country with tailored financial solutions. My goal is to make financial planning accessible, straightforward, and impactful, giving my clients the confidence and tools to achieve their financial dreams.
Let’s Build Your Financial Future—Starting Today
Financial success isn’t just about numbers—it’s about creating freedom, security, and a legacy that lasts for generations. Whether you’re looking to retire early, grow your investments, protect your family, or plan for a loved one’s future, I’m here to guide, educate, and empower you every step of the way.
Let’s connect and start designing your financial blueprint today!
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in October 2025
- There are no events scheduled during these dates.
Our Downloads
A Short Introduction to Long-Term Care
If you know someone who takes care of their parents or if you’ve done it yourself, you know how stressful it can be. Now, think about a time when you might need that same care. Even if your family members are nearby and can help you around the house as you get older, they might not be able to provide you with all the care you need.
